Village Auto Insurance Coverage for Medical Expenses

Village Auto Insurance provides coverage to help you pay for medical expenses if injured in an automobile accident and also offers emergency roadside assistance from our network of providers. Don’t go another mile without it! Call our customer service number to learn more.

What is Village Auto Insurance?

At Village, our rates are competitive and we offer coverage that helps pay for medical expenses for you or your passengers if injured in an automobile accident.

Our plans also include emergency roadside assistance to help make sure you’re never stranded on the side of the road.

Emergency roadside assistance: Your plan includes 24-hour emergency roadside assistance.

This will get you out of a jam when you break down on the side of the road with a flat tire, dead battery, or no gas – and it doesn’t cost anything extra.

Liability Coverage

If you’re driving, you should have liability coverage. If someone is injured and files a lawsuit, or if your car damages someone else’s property, you need to be prepared for the cost of the claim.

If you are in an accident with no one at fault, your car insurance company will handle the claim. But if there is a dispute over who was at fault, either party can file a suit against the other.

That’s where liability coverage comes into play. The amount of money that you are willing to pay out as part of a settlement is called your policy limit.

Liability coverage pays for injuries or damage to others up to that limit – whichever is less – so it does not cover all expenses when there’s an injury or property damage involved in an accident.

Uninsured and Underinsured Motorist Coverage

If you’re injured in an auto accident, the driver who caused the accident might not have enough insurance to cover all your medical expenses.

If this is the case, our uninsured and underinsured motorist coverage can help pay for those extra costs.

Medical Payments Coverage

A medical payments policy is usually a part of auto insurance that covers you and your passengers in the event of an accident, which can help to pay for medical expenses.

A medical payments policy covers, at a minimum, $5,000 in benefits. Village Auto Insurance also offers coverage up to $500,000 for specific injuries like head injuries or spinal cord injuries. Additional benefits may be purchased to cover injuries such as broken bones or burns.

Personal Injury Protection Coverage

If you get in a car accident and are injured, we want to help. That’s why we offer personal injury protection (PIP) coverage.

PIP will pay for your medical expenses, wage loss for up to two years, and funeral expenses if you die in an accident. It doesn’t matter who was at fault for the crash – PIP will cover your losses.

Do Village Insurance Companies Calculate Insurance Rates Differently?

The Village is a company that offers different types of coverage. You’ll need to choose which type of coverage will work best for you and your family.

The most common types of coverage are personal injury protection, collision and comprehensive, and uninsured/underinsured motorist.

Personal Injury Protection (PIP) – Covers medical expenses for you or your passengers if injured in an automobile accident.

Average Annual Village Auto Insurance Rate

In the United States, the average annual car insurance rate is $1,102. That’s nearly $100 per month!

Though, it can be hard to know how much you should expect to pay for car insurance. It all depends on your driving record and other factors such as your age and where you live.

To find out what you may need to pay for car insurance in your area, enter your zip code below.

Final Verdict – Village Auto Insurance

If you are in the market for a low-cost car insurance policy, then Village Auto Insurance is a good option. Their rates are some of the most affordable and their coverage is decent.

One downside to this company is that they do not offer 24-hour customer service, which can be inconvenient if you have an urgent question or problem.

However, they do have an online chat feature available at any time. Overall, Village Auto offers an excellent product for a great price.